:root {
  --navy: #10203f;
  --navy-deep: #0a1529;
  --blue: #2a6cf0;
  --blue-dark: #1f55c4;
  --gold: #e9b949;
  --ink: #1b2233;
  --grey: #636b7c;
  --line: #e6e9ef;
  --mist: #f4f6fa;
  --white: #ffffff;
  --max: 1120px;
  --radius: 16px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Manrope", "Helvetica Neue", Arial, sans-serif;
  font-weight: 400;
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
a { color: var(--blue-dark); text-decoration: none; }
a:hover { text-decoration: underline; }
h1, h2, h3 { font-weight: 800; line-height: 1.12; margin: 0 0 .5em; letter-spacing: -.02em; }
h1 { font-size: clamp(2.1rem, 5.2vw, 3.6rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.3rem); }
h3 { font-size: 1.15rem; }
p { margin: 0 0 1em; }
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 20px; }
.eyebrow {
  display: inline-block; font-size: .76rem; font-weight: 700; letter-spacing: .18em;
  text-transform: uppercase; color: var(--blue); margin-bottom: .8rem;
}
.muted { color: var(--grey); }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 10;
  background: rgba(255,255,255,.9); backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; height: 72px; }
.brand { display: flex; align-items: center; gap: 12px; color: var(--navy); font-weight: 800; letter-spacing: .02em; font-size: 1.05rem; }
.brand:hover { text-decoration: none; }
.brand img { height: 40px; width: auto; }
.brand span small { display: block; font-weight: 600; letter-spacing: .14em; font-size: .6rem; color: var(--grey); text-transform: uppercase; }
.nav { display: flex; gap: 28px; }
.nav a { color: var(--ink); font-weight: 600; font-size: .92rem; }
.nav a:hover { color: var(--blue); text-decoration: none; }

/* Buttons */
.btn {
  display: inline-block; padding: 14px 26px; border-radius: 12px;
  background: var(--blue); color: var(--white); font-weight: 700; font-size: .95rem;
  transition: background .15s, transform .15s;
}
.btn:hover { background: var(--blue-dark); text-decoration: none; transform: translateY(-1px); }
.btn.ghost { background: transparent; color: var(--navy); border: 2px solid var(--navy); }
.btn.ghost:hover { background: var(--navy); color: var(--white); }
.btn.gold { background: var(--gold); color: var(--navy-deep); }
.btn.gold:hover { background: #f0c75f; }

/* Hero */
.hero { position: relative; padding: 104px 0 88px; overflow: hidden; background: var(--navy); color: var(--white); }
.hero::before {
  content: ""; position: absolute; inset: 0;
  background:
    radial-gradient(60% 80% at 85% 20%, rgba(42,108,240,.45), transparent 70%),
    radial-gradient(40% 60% at 10% 90%, rgba(233,185,73,.22), transparent 70%);
  pointer-events: none;
}
.hero::after {
  content: ""; position: absolute; inset: 0; opacity: .14;
  background: url("pattern.svg") repeat; background-size: 120px 120px;
  -webkit-mask-image: linear-gradient(90deg, transparent 30%, #000);
  mask-image: linear-gradient(90deg, transparent 30%, #000);
  pointer-events: none;
}
.hero .wrap { position: relative; z-index: 1; display: grid; grid-template-columns: 1.25fr 1fr; gap: 48px; align-items: center; }
.hero .eyebrow { color: var(--gold); }
.hero p.lead { font-size: 1.15rem; color: rgba(255,255,255,.78); max-width: 560px; }
.hero .actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 28px; }
.hero .btn.ghost { color: var(--white); border-color: rgba(255,255,255,.6); }
.hero .btn.ghost:hover { background: var(--white); color: var(--navy); border-color: var(--white); }
.hero-mark { display: flex; justify-content: center; }
.hero-mark img { width: min(300px, 64%); height: auto; filter: drop-shadow(0 24px 40px rgba(0,0,0,.35)); }

/* Stats strip */
.strip { background: var(--navy-deep); color: var(--white); padding: 22px 0; }
.strip .wrap { display: flex; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.strip div { display: flex; align-items: baseline; gap: 10px; }
.strip strong { font-size: 1.5rem; font-weight: 800; color: var(--gold); }
.strip span { font-size: .85rem; color: rgba(255,255,255,.7); }

/* Sections */
section { padding: 92px 0; }
.section-head { max-width: 660px; margin-bottom: 44px; }
.section-head p { color: var(--grey); }

.grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.card {
  padding: 30px 28px; border: 1px solid var(--line); border-radius: var(--radius);
  background: var(--white); transition: border-color .15s, transform .15s, box-shadow .15s;
}
.card:hover { border-color: var(--blue); transform: translateY(-3px); box-shadow: 0 18px 40px rgba(16,32,63,.1); }
.card .icon {
  width: 48px; height: 48px; border-radius: 12px; display: grid; place-items: center;
  background: var(--mist); color: var(--blue); margin-bottom: 18px;
}
.card .icon svg { width: 24px; height: 24px; }
.card p { color: var(--grey); font-size: .95rem; margin: 0; }

/* Process */
.process { background: var(--mist); }
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; counter-reset: step; }
.step { position: relative; padding: 28px 24px 24px; background: var(--white); border-radius: var(--radius); border: 1px solid var(--line); }
.step::before {
  counter-increment: step; content: "0" counter(step);
  display: inline-block; font-weight: 800; font-size: .85rem; letter-spacing: .1em;
  color: var(--blue); margin-bottom: 12px;
}
.step h3 { font-size: 1.05rem; }
.step p { color: var(--grey); font-size: .92rem; margin: 0; }

/* About */
.about .wrap { display: grid; grid-template-columns: 1.1fr 1fr; gap: 56px; align-items: start; }
.facts { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.fact { padding: 22px; border-radius: var(--radius); background: var(--navy); color: var(--white); }
.fact strong { display: block; font-size: 1.5rem; font-weight: 800; color: var(--gold); margin-bottom: 4px; }
.fact span { font-size: .85rem; color: rgba(255,255,255,.8); }
.values { list-style: none; padding: 0; margin: 20px 0 0; display: grid; gap: 12px; }
.values li { padding-left: 28px; position: relative; }
.values li::before {
  content: ""; position: absolute; left: 0; top: .5em; width: 14px; height: 14px;
  border-radius: 50% 50% 50% 2px; background: var(--blue);
}

/* Contact */
.contact { background: var(--navy-deep); color: var(--white); }
.contact .eyebrow { color: var(--gold); }
.contact .wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; }
.contact p { color: rgba(255,255,255,.78); }
.contact a { color: var(--white); }
.contact a:hover { color: var(--gold); }
.contact dl { display: grid; grid-template-columns: max-content 1fr; gap: 10px 24px; margin: 0; }
.contact dt { color: rgba(255,255,255,.5); font-size: .85rem; font-weight: 600; }
.contact dd { margin: 0; }
.contact .legal { margin-top: 36px; padding-top: 28px; border-top: 1px solid rgba(255,255,255,.12); font-size: .9rem; color: rgba(255,255,255,.7); }

/* Footer */
.site-footer { padding: 28px 0; font-size: .85rem; color: var(--grey); border-top: 1px solid var(--line); }
.site-footer .wrap { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
.site-footer a { color: var(--grey); }
.site-footer a:hover { color: var(--blue); }

/* Legal pages */
.page { padding: 72px 0 96px; max-width: 760px; }
.page h1 { font-size: clamp(1.8rem, 4vw, 2.6rem); }
.page h2 { font-size: 1.3rem; margin-top: 2em; }
.page ul { padding-left: 1.2em; }
.page .updated { color: var(--grey); font-size: .9rem; }

/* Responsive */
@media (max-width: 900px) {
  .steps { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 860px) {
  .hero { padding: 64px 0 56px; }
  .hero .wrap, .about .wrap, .contact .wrap { grid-template-columns: 1fr; }
  .hero-mark { order: -1; }
  .hero-mark img { width: 150px; }
  .hero::after { mask-image: none; -webkit-mask-image: none; opacity: .08; }
  .grid { grid-template-columns: 1fr; }
  .nav { display: none; }
  section { padding: 64px 0; }
  .strip .wrap { justify-content: flex-start; }
}
@media (max-width: 520px) {
  .steps, .facts { grid-template-columns: 1fr; }
  .contact dl { grid-template-columns: 1fr; gap: 4px 0; }
  .contact dt { margin-top: 12px; }
}